Do’s and Dont’s when Filing Application for individual health insurance Pt2
Why make payment if you can just have it after an accident. Then no one will pay for auto insurance and auto insurance firms won’t be needed. Then you would be totally responsible for all damages from your own pocket. I know I prefer to pay $ 100 per month just in case of any eventualities.
Most people do not recognize that health insurance works the same way. Health insurance companies will not approve someone who needs immediate medical assistance and not suggest Cheap Health Insurance 2020 from https://www.healthinsurancequotes2020.com. This includes pending follow-up visits to the doctor, recent surgery (after surgery, many complications may arise), controlled medications and anything that is known in advance that it could be a covered expense. Insurance companies use an “actuarial table” to subscribe individual applications. If, based on what you put in the application, it could cost money to the insurer, it is likely that your registration will not be approved.
If health insurance companies approve any application automatically, then it would be the same scenario as the car insurance example, which no one would pay for health insurance. I know not, why pay for insurance, if I succeed, when I get sick. If nobody pays for insurance, there would be no insurance companies to cover for large unforeseen medical expenses. In fact, I am not prepared to pay 400,000 or more for a medical emergency.
If you are approved for health insurance you can take some preparation. If you are currently taking prescribed medications, find out how you can slowly get out of them. I am not a doctor and I would certainly never tell anyone not to use drugs that were registered by their doctor. I think that sometimes good health starts with us, with the small daily choice that we make. Take care of your body and it will take care of you. When you complete the application, sometimes being very honest can cost you too. That does not mean lying. Go to the chiropractor and write about the application that you have had back pains and you will need to consult a specialist. On top of that is that you do not have any prior medical insurance is just a way to suspect. It seems that you are trying to get health insurance to get medical assistance for something that you do not want to pay. Do not make worse than it is and always phrase everything in the positive. Instead of writing you are having back pain, taking Advil and going to the chiropractor. Phrase that you have gone to the chiropractor for maintenance only to realign your back. I see many people being rejected for coverage, even if they are in perfect health just because they like and what they wrote in the application.
Real people will be looking at your application if you are doing this worse than it is or if you are offering a lot of information, then it is only your fault if you are rejected. Your answers should be, everything is fine, just a checkup, the results were normal. Also before you know that you may be seeking health insurance, do not go see your doctor until you have coverage. If you visit a doctor and they discover something “wrong” with you, then that would be the end to health insurance.